The EIF supports mainly SMEs, start-ups and infrastrucutral projects in multiple ways:
Facilitating access to financing: It offers guarantees, equity investments and loans to offer financial support to companies that might otherwise have difficulties receiving classic bank loans
Venture capital: By investing in venture-capital-funds and direct investments, it helps to support innovative ideas and rapidly growing companies, especially in the areas of technology, sustainability, and digitalsation
Mobilisation of private investments: It acts as a catalyst by using public funding in a way that additional private investments are facilitated
Geographical and sectoral diversity: The funding is directed to companies from the whole EU and covers a broad spectrum
The goal is to boost growthm innovation, and competitiveness in Europe by removing barriers to finance and facilitating long-term investments.